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Seed investment · 9 October 2026

Big feelings.Little people.A calmer way.

Expert parenting guidance shaped around your child, your family and the moments that matter. A practical plan, one step at a time.

Our ambition: ages 2–17. Initial beta: ages 3–7, starting in Croatia.

Editorial illustration of a family building a wooden tower together.
Every family has its own story.Guidance shaped around the people in it.
€350kSeed round100Families in the planned pilot18 monthsJanuary 2027–June 2028Let’s talk

Support that fits everyday family life.

When a child is overwhelmed, a parent needs a next step they can actually use. General advice still leaves the hardest work to the family: making it fit.

01

Too much information

Search, social media and AI can offer conflicting advice at the moment parents have the least energy to evaluate it.

02

The moment cannot wait

Professional support matters. Everyday struggles also happen between appointments, at the supermarket, during pickup and before bed.

03

One size rarely fits

The child’s temperament, family dynamics and parenting style all change what a useful response looks like.

Why this moment matters.

Three shifts create an opportunity for practical, accessible parenting support.

01

Digital is already part of family life

Parents use apps to manage health, learning and daily routines. Parenting support can become part of that everyday toolkit.

02

Personalization can be practical

Expert decision rules can guide the choice of advice, while AI adapts the language to the family’s context.

03

Emotional resilience has a place at home

Harmonia builds on in-person workshops and a focus on children’s emotional development.

One family. A plan that fits.

A structured family profile connects the child’s needs, parenting style and everyday challenges. Expert rules rank the goals, then a ten-day plan helps the family work on one priority.

Around 20 intake questions across the child, family and parenting style establish the starting point. Age, temperament, triggers and goals shape the profile.

Choose the situation and structured follow-up answers. Expert rules connect the challenge to the family profile.

Receive concrete guidance on what to say and do, selected from an expert-defined knowledge base.

Follow a 10-day plan and log what worked, what did not, when and with whom. Parent observations help refine the next suggestion.

Product concept · illustrative previews

01 / 04Know the family

Support for the whole day.

Proactive reminders are designed around the family’s routines. Parents choose when to hear from Harmonia.

15:45 / Transitions

A little preparation for a big change.

“Pickup is in 15 minutes. Try the countdown that helped last Tuesday.”Illustrative experience, not a user testimonial.

After missed check-ins, the app can ask whether the plan or timing should change. Silence is not evidence that a strategy worked.

When the moment feels too big.

The “Red Button” offers short, reviewed steps for familiar, high-stress parenting situations. A small amount of useful guidance, when attention is limited.

  • Psychologist-reviewed response library
  • 2–3 second response target for known situations
  • Offline access planned

Educational parenting support. Serious or urgent concerns need appropriate professional help.

A clearer picture for the specialist.

A structured summary brings together situations, triggers, parent observations and strategies tried. Families can share that picture with their pediatrician or psychologist.

01Situation & context
02Patterns over time
03What we tried
04What changed

Planned feature. Parents decide what to share.

Personal means the everyday details, too.

Interests and familiar places can turn a general idea into something a child wants to try. Optional environmental context helps the suggestion fit the day.

A child who loves dogs might enjoy a dog-themed activity at a familiar park. Poor air quality can prompt an indoor alternative.

01

Favorite animals, nature and outdoor play

02

Water, a favorite park or playground

03

Weather, pollen, air quality and UV

04

Optional location while the app is in use

Roadmap scope. Optional inputs, clear consent and a manual location alternative.

Expert knowledge at the centre.

Psychologist-authored rules guide the choice of goals and strategies. AI adapts the language and examples to the family’s situation.

01

Understand the family

Structured questions capture the child’s development, family dynamics, priorities and the parent’s capacity.

02

Choose the right next step

Safety checks and expert rules select age-appropriate goals and strategies from a reviewed library.

03

Learn from everyday experience

Daily check-ins inform practical adjustments. Every ten days, the plan is continued, changed or referred for professional support.

Product in development. Internal simulated cases and independent expert review precede wider family access.

Expert experience. A product to validate.

10+ years

of work with children and families

Tihana Starčević
100

families planned for the app pilot

Three cohorts: 20 + 30 + 50
Founder-funded

beta planned before the seed round

Own resources and partner contributions

Team-reported experience includes SOS Children’s Village and Osijek University Hospital. Workshops reached 100+ children; app validation begins with the planned family pilot.

The first 100 families.

The beta is planned before the round, funded through the team’s own resources and partner contributions. The seed finances validation and the first acquisition campaigns.

By December 2026

Beta and internal testing

Test simulated family situations against the expert framework and prepare the beta for the first families.

January–April 2027

20 + 30 families

The first two cohorts test guidance and repeat use without billing. The third cohort begins in month four.

April–June 2027

50 families and a decision

The third cohort tests real payment after the trial. Campaigns begin in May; the full 100-family programme informs the June decision.

May 2027–June 2028

Acquisition and market testing

Acquisition starts in May alongside the pilot. May–July is the learning phase; the optimized funnel starts in August. DACH interest testing follows in September–December, then DACH and UK/Ireland tests in H1 2028.

What the first 18 months must establish

M18 target: at least one in four trial families reaches two payments. Renewal, useful activity and acquisition cost will show whether that translates into a sustainable subscription.

Management validation targets, not achieved results. M1–M18: January 2027–June 2028. Targets apply to cohorts with enough follow-up; feasibility must be tested.

MeasureBy M12By M18
Trial → two payments≥20% of started monthly trials≥25% of started monthly trials
First payment / first monthly renewal≥35% of trials / ≥60% of first payers≥40% of trials / ≥65% of first payers
Cumulative paid retentionReport the first three renewals≥40% after 3rd renewal; ≥25% after 6th
Parent-reported usefulness≥70% ratings of 4–5/5; ≥70% responseSame target; include families that cancel
Meaningful use before renewalEstablish the baseline≥50% of renewers active in the prior 15 days
Refunds of initial charges within 30 daysTrack counts and reasons≤3%; investigate above 5%
Croatian channel CAC / observed payback≤€25 as a learning milestoneAbout €18 or less; payback within 9 months
Active paid base and MRRMonthly new, renewed and lost subscriptions; MRRAbout 1,200 active payers; validate in a monthly model

Activation supports the pilot

The pilot’s main usage measure remains ≥40% active on day 20. The existing ≥60% activation threshold means reaching the first daily check-in, not proving benefit. Track profile, plan, check-in, attempted application and reported usefulness separately, including timing in the first seven days. Test their link to D20 and renewal; there is no new 48-hour target.

Keep targets and the financial base distinct

The financial base keeps its conservative 10% conversion assumption. Operational targets of 35–40% do not automatically increase the revenue forecast. The existing 1,201-payer ambition still needs monthly cohort validation.

Definitions, cohort sizes and financial context ↗

Croatia first. A global ambition.

We begin with Croatian families raising children aged 3–7. The plan connects the number of children to the households they live in, with one subscription per family.

~175k

children aged 3–7

Business-plan estimate
~140k

target households in Croatia

Children × 0.80 household factor
1

subscription per family

Siblings share a family plan

Management planning estimates. Detailed household assumptions and the wider opportunity are in the investor review.

Croatian Bureau of Statistics
Global category context · USD
$1.94bn

2025 market estimate

$6.02bn

2035 forecast

12.0%

publisher’s stated CAGR

Roots Analysis, Parenting Apps Market, retrieved 2 October 2026. A broad third-party category estimate including pregnancy, baby tracking and co-parenting; it is not Harmonia’s serviceable market or evidence of obtainable share.

01

First: ages 3–7

Big emotions, boundaries, sleep, daycare transitions and starting school.

02

Later: ages 7–12

Motivation, screens, friendships, confidence and emotions.

03

Later: ages 13–17

Autonomy, communication, trust and age-appropriate mental-health support.

Initial marketing persona: digitally engaged mothers aged 25–45. The product serves parents and primary caregivers; institutions offer a later distribution route.

A detailed family profile. Guidance that keeps adapting.

Harmonia combines child development, family dynamics and parenting style in one structured profile. Expert rules and daily feedback shape a continuing plan, with AI adapting everyday guidance at scale.

ProductApproachTrade-offHarmonia’s planned advantage
Good InsideDr. Becky’s expert method, content library, parent community and GiGi AI chat with voice.Chat guidance starts with a parent’s question and the context they provide.Deep family profile: structured answers about the child, family dynamics and parenting style inform a continuing plan.
JoyExpert-trained AI plus 24/7 access to certified parent coaches.Live coaching involves expert time; service capacity must support demand.Software-led delivery: expert-authored rules guide everyday plans. Initial focus: ages 3–7, with broader coverage planned.
MissPoppinsMarketplace for one-to-one coaching sessions and packages, also offered through employers.Each booked session requires a coach’s time and availability.A daily plan: ten-day cycles, check-ins and referral when specialist support is needed.
HarmoniaPlanned family profile, daily check-in and ten-day review: continue, adjust or refer. Planned HR price: €8.99/month.Beta in development. Usefulness, retention and delivery costs will be tested in the pilot.One continuing process: structured intake, expert decision rules and family feedback in a software-led plan.

Competitor descriptions follow official product sources checked on 9 October 2026. Trade-offs are our assessment of the published service models. Harmonia features and advantages are planned and will be tested in the pilot.

Subscriptions first. More ways to reach families.

Planned pricing is €8.99 per month in Croatia and the region. A 20-day trial covers two ten-day plans, with clear renewal terms, a reminder three days before billing and an easy way to cancel.

Croatia & region

€8.99per month · including assumed HR VAT

DACH & English-language markets

€19per month · planned test price
01

B2C subscriptions

Monthly and annual premium plans. Annual pricing to be validated.

02

Institutions

Licensed access through daycares, schools and clinics.

03

Employee wellbeing

A benefit for employees who are parents.

04

Programs & consultations

Themed content and one-to-one video consultations.

Validate locally, then expand with evidence.

2027–28

Croatia & region

Validate with Croatian families. Acquisition starts in May 2027; optimize after the learning phase and the June review.

September–December 2027

Austria & Germany: interest test

A €1,500 German landing-page and waitlist test checks demand. German localization (€6,500) follows a positive signal.

H1 2028

Compare DACH with UK & Ireland

€7,000 for the DACH test and €2,500 for a UK/Ireland signal test. Measure acquisition cost, conversion and retention.

2029

Scale the market with stronger evidence

DACH is the base case; UK/Ireland can take priority if results are better. Parallel English-language tests cover the Nordics, Netherlands, Singapore and UAE.

2030

Expand where the tests support entry

English-market expansion in the base case, plus markets that meet the conversion threshold and the DACH CAC benchmark.

2032+

Japan & South Korea

Entry requires a separate localization budget and a local partner.

Later expansion is conditional on measured demand, acquisition economics and funding. The 2029 parallel tests are outside the current seed period.

The updated 18-month growth plan

17,645

new registrations targeted

€107,350

marketing budget · includes fractional CMO and social media

€35,650

paid media: regional + DACH and UK/Ireland tests

10.41%

planned registration-to-paid conversion

Campaigns begin in May 2027. The first three months fund channel learning. Targets: 7,750 registrations in 2027 and 9,895 in H1 2028. The early DACH waitlist is not counted as app registrations.

Learning first. Better economics as channels mature.

The plan budgets for an expensive start. HR warm-up CAC is €37 per payer across channels; the later HR phase targets €17.92. DACH and UK/Ireland tests measure demand and acquisition cost.

4 months
41224
€20.14HR contribution LTV
€17.92HR channel CAC · after warm-up
1.12×Illustrative LTV / CAC

At €8.99 including assumed 25% VAT and a 70% contribution margin, four paid months produce €20.14 LTV. Against €17.92 HR channel CAC, that is 1.12×. These are planning inputs.

Three acquisition phases, three different expectations

Warm-up HR: 0.54× reported LTV/CAC. Later HR: 1.12× using the HR price consistently. DACH and UK/Ireland tests: about 0.2×. These tests buy evidence before larger commitments.

The HR ratio applies to optimized regional acquisition. Channel CAC excludes staffing, fractional CMO and founder time. The investor review distinguishes warm-up, expansion tests and whole-seed economics.

A positive ratio for one campaign phase does not establish company profitability. Retention, conversion and full acquisition cost must be measured in live cohorts.

The €350,000 seed plan

The updated plan targets 17,645 registrations, 1,201 premium subscribers at June 2028 and €95,635 in revenue across 18 months.

Management planning targets
€k046921381842302027: €38,0932027: €229,5992027H1 2028: €57,542H1 2028: €120,401H1 2028
Planned total revenueRound allocation, including reserve
1,201

premium subscribers targeted · June 2028

€95,635

total planned revenue · 18 months

€350,000

seed funding sought

Revenue comprises €78,893 in subscriptions and €16,742 in other services. All figures are projections from business plan.

Business-plan figures and definitions
PeriodNew usersPremium at closeSubscriptionsOther servicesTotal revenue
20277,750775€33,443€4,650€38,093
H1 20289,8951,201€45,450€12,092€57,542

Targets follow the business plan. Subscriber and revenue calculations use period-level assumptions; the investor analysis explains the monthly timing still to reconcile.

The seed covers January 2027–June 2028. Follow-on fundraising is planned from November 2027. A possible €1 million growth round for 2029 is separate and is not included in seed cash.

How the seed capital is allocated over time
QuarterAllocation incl. reserveReserveSpend excl. reserve
Q1 2027€52,482€1,580€50,903
Q2 2027€58,649€1,580€57,069
Q3 2027€55,076€1,580€53,496
Q4 2027€63,392€1,580€61,813
Q1 2028€59,551€1,580€57,972
Q2 2028€60,849€1,580€59,270

Allocation includes a €9,478 reserve. It is held for approved contingencies and is not ordinary operating expenditure.

€350,000 to validate and reach the first families

01

Founders

€143,172 for two full-time founders over 18 months, including the planned meal allowance.

€143,17240.9%
02

Product development, localization and servers

€45,000 for a Full stack dev & AI expert at 50% capacity, €4,000 for English localization, €6,500 for German localization after a positive demand signal and €6,000 for servers. Ivan leads technology.

€61,50017.6%
03

Marketing and acquisition (including fractional CMO)

€107,350 includes fractional CMO €23,400, acquisition staff €27,000, social media €7,200, HR paid media €24,650, DACH and UK/Ireland tests €11,000 and supporting channels €14,100.

€107,35030.7%
04

Quality validation

Independent review, pilot support, supervision and analysis across the 100-family programme.

€5,0001.4%
05

Legal and data protection

Privacy, subscription terms, contracts, IP and company documentation.

€10,2002.9%
06

Operations and closing costs

Accounting, tools, travel, banking and closing costs.

€13,3003.8%
07

Unallocated reserve

€9,478, or 2.7% of the round. The revised market tests and localization reduce the previous reserve by €3,550. Total funding remains €350,000.

€9,4782.7%

Allocation follows the Harmonia business plan. The founder-funded beta precedes this budget; its final contribution amount is still being reconciled.

Family expertise. Business experience. Technical depth.

Professional expertise and family experience across childhood and adolescence.

SŠR

Sven Špehar Rajević

CEO · Co-founder

Economist with 20+ years in business development, marketing and project management, including eight years in IT, mainly SaaS. Has piloted Harmonia emotional-resilience workshops with 100+ children. Mother of one. Licensed Relax Kids trainer.

TS

Tihana Starčević

Chief Clinical Officer · Co-founder

Psychologist with 10+ years working with children and families, including SOS Children’s Village and Osijek University Hospital. Training in CBT psychotherapy; author of Steps Through the Storm. Mother of one. Stepmother of three.

IL

Ivan Lozančić

CTO

Co-founder and CEO of Gauss: 60+ engineers, clients in 20 countries and platforms including Gauss Box and ORKA ERP. Deloitte Technology Fast 50 CE recognition. Owner of Gaudeamus private gymnasium. Leads engineering and AI architecture. Technical leadership is distinct from the funded day-to-day engineering role. Father of three.

Advisors

Krešimir Vrhovčak

20+ years in business analysis, software development and team leadership. Software architect with experience preparing and managing R&D projects.

Ante Magzan

Founder of Afekt; co-founder of Iskon, T-portal, MAXtv and HUB385. Mentor at Nuqleus.

Roles and biographies supplied by the Harmonia team. The Full stack dev & AI expert role will take over all beta refinements, including bug fixes and AI integration, under Ivan’s technical leadership.

Trust is part of the product.

01

Reviewed guidance

Expert-authored content, independent scenario testing and clear limits for unfamiliar or serious situations.

02

Minimum necessary data

Minimize identifiers sent to AI. Define access, retention and deletion for family records.

03

Parent control

Optional context and reminders. Parents can correct profiles and choose what to share.

04

Evidence before claims

Validate usefulness and safety, and review actual privacy and regulatory requirements before launch.

These are product and launch requirements, not a statement of certified compliance or proven clinical effectiveness.

Seed investment · 9 October 2026

Help families find their calmer way.

We are seeking €350,000 for an 18-month programme: validate guidance with 100 families, establish regional acquisition and compare demand in Austria, Germany, the UK and Ireland.

Let’s talk
€350k
18 monthsFunded programme100 familiesPlanned pilot

18 months · 100 families

Funding target from the updated €350k business plan. Equity and valuation terms will be agreed with the investment partner.

Pitch deck

Download the Harmonia pitch deck in your preferred language.

Sources and planning basis

Financial projections and budgets are based on the Harmonia business plan. Product strategy and team biographies are supplied by the founders.

Financial figures are projections. The investor analysis explains the assumptions and calculation methods. Product illustrations show the planned experience.